{"id":24111,"date":"2022-04-15T17:00:00","date_gmt":"2022-04-15T08:00:00","guid":{"rendered":"https:\/\/xn--n8jvb1c3bv397b6oh8lo9i1d.jp\/?p=24111"},"modified":"2022-04-15T14:38:43","modified_gmt":"2022-04-15T05:38:43","slug":"%e3%80%90%e6%8a%95%e8%b3%87%e3%80%91%e7%b1%b3%e5%9b%bd%e6%a0%aa%ef%bc%9a%e5%80%8b%e4%ba%ba%e5%90%91%e3%81%91ai%e3%82%aa%e3%83%b3%e3%83%a9%e3%82%a4%e3%83%b3%e8%9e%8d%e8%b3%87%e3%83%97%e3%83%a9%e3%83%83","status":"publish","type":"post","link":"https:\/\/xn--n8jvb1c3bv397b6oh8lo9i1d.jp\/?p=24111","title":{"rendered":"\u3010\u6295\u8cc7\u3011\u7c73\u56fd\u682a\uff1a\u500b\u4eba\u5411\u3051AI\u30aa\u30f3\u30e9\u30a4\u30f3\u878d\u8cc7\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306e\u30a2\u30c3\u30d7\u30b9\u30bf\u30fc\u30c8(UPST)\u3092\u65b0\u898f\u8cfc\u5165"},"content":{"rendered":"\n\n\n<p>\u30a2\u30c3\u30d7\u30b9\u30bf\u30fc\u30c8\uff08UPST\uff09\u304c\u6307\u5024\u306b\u5230\u9054\u3001\u7d04\u5b9a\u3057\u307e\u3057\u305f\u3002\u6628\u5e74IPO\u3057\u3066\u5373\u30c6\u30f3\u30d0\u30ac\u30fc\u3092\u9054\u6210\u3057\u3001\u5927\u3044\u306b\u6ce8\u76ee\u3092\u96c6\u3081\u305f\u9298\u67c4\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u30d5\u30a7\u30a2\u30fb\u30a2\u30a4\u30b6\u30c3\u30af\uff08FICO\uff09\u304c\u63d0\u4f9b\u3059\u308bFICO\u30b9\u30b3\u30a2\u306b\u4ee3\u308f\u308b\u500b\u4eba\u4fe1\u7528\u5206\u6790\u30c4\u30fc\u30eb\u3068\u3057\u3066\u6ce8\u76ee\u3057\u3066\u304a\u308a\u307e\u3057\u305f\u304c\u3001\u5982\u4f55\u305b\u3093\u3053\u308c\u307e\u3067\u682a\u4fa1\u304c\u9ad8\u904e\u304e\u3066\u624b\u304c\u51fa\u307e\u305b\u3093\u3067\u3057\u305f\u3002\u6700\u8fd1\u306b\u306a\u308a\u682a\u4fa1\u3082\u3060\u3044\u3076\u4e0b\u3052\u3066\u304d\u305f\u305f\u3081\u300c\u305d\u308d\u305d\u308d\uff65\uff65\uff65\u300d\u3068\u601d\u3044\u6307\u5024\u6ce8\u6587\u3092\u51fa\u3057\u3066\u3044\u307e\u3057\u305f\u3002<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"618\" height=\"73\" src=\"https:\/\/xn--n8jvb1c3bv397b6oh8lo9i1d.jp\/wp-content\/uploads\/20220414-01.gif\" alt=\"\" class=\"wp-image-24113\"\/><\/figure><\/div>\n\n\n\n<p>2020\u5e74\u304b\u30892021\u5e74\u306eIPO\u30d6\u30fc\u30e0\u3067\u591a\u304f\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u304c\u4e0a\u5834\u3092\u679c\u305f\u3057\u307e\u3057\u305f\u3002<\/p>\n\n\n\n<p>\u300c\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u300d\u3068\u4e00\u62ec\u308a\u306b\u8a00\u3063\u3066\u3082\u3001\u30da\u30a4\u30e1\u30f3\u30c8\u30fb\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u304b\u3089BNPL\u3001\u30c7\u30b8\u30bf\u30eb\u9280\u884c\u306b\u30ec\u30f3\u30c7\u30a3\u30f3\u30b0\u307e\u3067\u5e45\u5e83\u3044\u3001\u591a\u304f\u306e\u30b5\u30fc\u30d3\u30b9\u304c\u5b58\u5728\u3057\u307e\u3059\u304c\u3001UPST\u306e\u30d3\u30b8\u30cd\u30b9\u306f\u81ea\u3089\u304c\u4fe1\u7528\u30ea\u30b9\u30af\u3092\u3068\u3063\u3066\u30ed\u30fc\u30f3\u3092\u8cb8\u3057\u51fa\u3059\u308f\u3051\u3067\u306f\u306a\u304f\u3001\u4fe1\u7528\u30ea\u30b9\u30af\u3092\u8ca0\u308f\u305a\u624b\u6570\u6599\u3092\u5f97\u308b\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u5f93\u6765\u306f\u30af\u30ec\u30b8\u30c3\u30c8\u30b9\u30b3\u30a2\u3084\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u5229\u7528\u5c65\u6b74\u3001\u305d\u306e\u4eba\u306e\u53ce\u5165\u306a\u3069\u304b\u3089\u4eba\u529b\u3067\u878d\u8cc7\u5224\u65ad\u3057\u3066\u3044\u305f\u8cb8\u51fa\u30ea\u30b9\u30af\u306e\u67fb\u5b9a\u3092\u3001UPST\u306fAI\u3092\u6d3b\u7528\u3059\u308b\u3053\u3068\u306b\u3088\u308a\u3001\u30ed\u30fc\u30f3\u306e\u771f\u306e\u30ea\u30b9\u30af\u3092\u3088\u308a\u6b63\u78ba\u306b\u5b9a\u91cf\u5316\u3057\u3066\u91d1\u878d\u6a5f\u95a2\u306b\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"554\" height=\"410\" src=\"https:\/\/xn--n8jvb1c3bv397b6oh8lo9i1d.jp\/wp-content\/uploads\/20220414-02.gif\" alt=\"\" class=\"wp-image-24114\"\/><\/figure><\/div>\n\n\n\n<p>\u73fe\u5728\u3001\u4e3b\u529b\u3068\u3057\u3066\u3044\u308b\u500b\u4eba\u5411\u3051\u7121\u62c5\u4fdd\u30ed\u30fc\u30f3\u306e\u30de\u30fc\u30b1\u30c3\u30c8\u30dc\u30ea\u30e5\u30fc\u30e0\u306f\u7d04920\u5104\u30c9\u30eb\u3002\u4e00\u65b9\u3001UPST\u306e\u76f4\u8fd1\uff11\u5e74\u9593\u306e\u53d6\u308a\u6271\u3044\u5b9f\u7e3e\u306f40.5\u5104\u30c9\u30eb\u3067\u5168\u4f53\u306e\uff14\uff05\u7a0b\u5ea6\u3067\u3059\u3002<\/p>\n\n\n\n<p>2021\u5e74\u306b\u306f\u81ea\u52d5\u8eca\u5c0f\u58f2\u306e\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2\u4f01\u696dProdigy Software\u3092\u8cb7\u53ce\u3057\u3001\u65b0\u305f\u306b\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u5e02\u5834\u306b\u53c2\u5165\u3059\u308b\u306a\u3069\u3001\u53d6\u308a\u6271\u3046\u30ed\u30fc\u30f3\u306e\u7a2e\u985e\u3092\u5897\u3084\u3057\u3066\u3044\u307e\u3059\u3002\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u3092\u30e9\u30a4\u30f3\u30ca\u30c3\u30d7\u306b\u52a0\u3048\u305f\u3053\u3068\u306b\u3088\u308a\u3001\u30de\u30fc\u30b1\u30c3\u30c8\u3068\u306a\u308b\u30de\u30fc\u30b1\u30c3\u30c8\u306f6,260\u5104\u30c9\u30eb\u306b\u5e83\u304c\u308b\u3001\u3068\u306e\u3053\u3068\u3002<\/p>\n\n\n\n<p>\u5c06\u6765\u7684\u306b\u306f\u4f4f\u5b85\u30ed\u30fc\u30f3\u306a\u3069\u3001\u3088\u308a\u5de8\u5927\u306a\u5e02\u5834\u3078\u306e\u53c2\u5165\u3082\u8003\u3048\u3089\u308c\u3001\u4eca\u5f8c\u306e\u6210\u9577\u3092\u7dad\u6301\u3059\u308b\u306e\u306b\u5341\u5206\u306a\u898f\u6a21\u306e\u571f\u58cc\u304c\u3042\u308b\u3088\u3046\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"544\" height=\"584\" src=\"https:\/\/xn--n8jvb1c3bv397b6oh8lo9i1d.jp\/wp-content\/uploads\/20220414-03.gif\" alt=\"\" class=\"wp-image-24112\"\/><\/figure><\/div>\n\n\n\n<p>\u30ea\u30b9\u30af\u306f\u3082\u3061\u308d\u3093\u3042\u308a\u307e\u3059\u3002UPST\u306b\u306fFICO\u306e\u7259\u57ce\u3092\u5d29\u3059\u3053\u3068\u306b\u671f\u5f85\u3057\u3066\u304a\u308a\u307e\u3059\u304c\u3001\u540c\u3058\u304fAI\u3092\u99c6\u4f7f\u3057\u305f\u500b\u4eba\u4fe1\u7528\u5206\u6790\u30c4\u30fc\u30eb\u3092\u63d0\u4f9b\u3059\u308b\u7af6\u5408\u304c\u51fa\u73fe\u3059\u308b\u30ea\u30b9\u30af\u3084\u3001FICO\u81ea\u8eab\u304cAI\u67fb\u5b9a\u306e\u5f37\u5316\u306b\u4e57\u308a\u51fa\u3059\u53ef\u80fd\u6027\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3082\u3061\u308d\u3093\u9ad8\u6210\u9577\u304c\u4f38\u3073\u60a9\u3080\u5146\u3057\u304c\u5c11\u3057\u3067\u3082\u898b\u3048\u308c\u3070\u3001\u3044\u307e\u3060\u5272\u9ad8\u306a\u682a\u4fa1\u306f\u4e00\u5c64\u53e9\u304d\u58f2\u3089\u308c\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p>\u7af6\u5408\u306e\u52d5\u304d\u3084\u696d\u7e3e\u306e\u4f38\u3073\u306b\u3064\u3044\u3066\u306f\u7528\u5fc3\u3057\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u304c\u3001\u8cb8\u3057\u5012\u308c\u30ea\u30b9\u30af\u3092\u8ca0\u308f\u305a\u306b\u624b\u6570\u6599\u3092\u5f97\u308b\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u306f\u3001\u73fe\u5728\u4fdd\u6709\u3059\u308b<a href=\"https:\/\/xn--n8jvb1c3bv397b6oh8lo9i1d.jp\/?p=11747\" target=\"_blank\" rel=\"noreferrer noopener\">\u30de\u30b9\u30bf\u30fc\u30ab\u30fc\u30c9<\/a>\uff08MA\uff09\u3084<a href=\"https:\/\/xn--n8jvb1c3bv397b6oh8lo9i1d.jp\/?p=22103\" target=\"_blank\" rel=\"noreferrer noopener\">\u30da\u30a4\u30d1\u30eb<\/a>\uff08PYPL\uff09\u3068\u3082\u5171\u901a\u3057\u3066\u304a\u308a\u3001\u5927\u5909\u9b45\u529b\u7684\u306b\u6620\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u65e5\u3005\u306e\u30dc\u30e9\u30c6\u30a3\u30ea\u30c6\u30a3\u304c\u9ad8\u304f\u3001\u3050\u308f\u3093\u3050\u308f\u3093\u306a\u682a\u4fa1\u306b\u306f\u5c11\u3005\u6c17\u304c\u6c17\u3067\u306a\u3044\u3068\u3053\u308d\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u65e2\u306b\u304d\u3061\u3093\u3068\u5229\u76ca\u3092\u4e0a\u3052\u3066\u3044\u308b\u4f01\u696d\u3067\u3059\u3057\u3001\u4e2d\u9577\u671f\u7684\u306a\u4fdd\u6709\u3092\u4e88\u5b9a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>FICO\u30b9\u30b3\u30a2\u306b\u4ee3\u308f\u308b\u500b\u4eba\u4fe1\u7528\u5206\u6790\u30c4\u30fc\u30eb\u3068\u3057\u3066\u6ce8\u76ee\u3057\u3066\u304a\u308a\u307e\u3057\u305f\u304c\u3001\u5982\u6700\u8fd1\u306b\u306a\u308a\u682a\u4fa1\u3082\u3060\u3044\u3076\u4e0b\u3052\u3066\u304d\u305f\u305f\u3081\u300c\u305d\u308d\u305d\u308d\uff65\uff65\uff65\u300d\u3068\u601d\u3044\u6307\u5024\u6ce8\u6587\u3092\u51fa\u3057\u3066\u3044\u307e\u3057\u305f\u3002UPST\u306e\u30d3\u30b8\u30cd\u30b9\u306f\u81ea\u3089\u304c\u4fe1\u7528\u30ea\u30b9\u30af\u3092\u3068\u3063\u3066\u30ed\u30fc\u30f3\u3092\u8cb8\u3057\u51fa\u3059\u308f\u3051\u3067\u306f\u306a\u304f\u3001\u4fe1\u7528\u30ea\u30b9\u30af\u3092\u8ca0\u308f\u305a\u624b\u6570\u6599\u3092\u5f97\u308b\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u3067\u3059\u3002<\/p>\n","protected":false},"author":1,"featured_media":24115,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[1139],"class_list":["post-24111","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money","tag-upst"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/xn--n8jvb1c3bv397b6oh8lo9i1d.jp\/index.php?rest_route=\/wp\/v2\/posts\/24111","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/xn--n8jvb1c3bv397b6oh8lo9i1d.jp\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/xn--n8jvb1c3bv397b6oh8lo9i1d.jp\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/xn--n8jvb1c3bv397b6oh8lo9i1d.jp\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/xn--n8jvb1c3bv397b6oh8lo9i1d.jp\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=24111"}],"version-history":[{"count":4,"href":"https:\/\/xn--n8jvb1c3bv397b6oh8lo9i1d.jp\/index.php?rest_route=\/wp\/v2\/posts\/24111\/revisions"}],"predecessor-version":[{"id":24120,"href":"https:\/\/xn--n8jvb1c3bv397b6oh8lo9i1d.jp\/index.php?rest_route=\/wp\/v2\/posts\/24111\/revisions\/24120"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/xn--n8jvb1c3bv397b6oh8lo9i1d.jp\/index.php?rest_route=\/wp\/v2\/media\/24115"}],"wp:attachment":[{"href":"https:\/\/xn--n8jvb1c3bv397b6oh8lo9i1d.jp\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=24111"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/xn--n8jvb1c3bv397b6oh8lo9i1d.jp\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=24111"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/xn--n8jvb1c3bv397b6oh8lo9i1d.jp\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=24111"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}